When is the Best Time to Buy a Home?
Are you ready to buy a home?
Do you need a tax deduction?
Are you paying too much for rent?
Do you need more living space?
Is your family growing?
If you answered “Yes” to any of the above questions, it is time to get serious about the home buying process!
When you begin the process of buying a home, your first priority should be to determine how much home you could afford. The first step is to speak with a mortgage lender, to understand what loan options and programs are available for you.
“Can I really afford this?” No matter what you desire in a home as far as age, style, location or size, you could end up with a beautiful, empty house if your mortgage payments are more than half of your income.
It is also important to remember that additional funds might be necessary for home maintenance and repairs, and utilities. These costs will undoubtedly be higher for larger homes.
Once you have determined how much home you can afford, your next step is to speak with a trusted real estate professional. They will assist you in finding and locating the home that best fulfills your dreams. Affordability and location should be the most important priorities to you when looking for your new home.
The home buying process can be a fun, fulfilling journey that will create many happy memories in your dream home. Let’s get educated and prepared to make this work for You!
If you are interested in learning more about, or moving to Northern Colorado, feel free to contact Rose Merkey for more information. Rose is an excellent, experienced Real Estate professional in the Northern Colorado Region. She has been buying, selling, and building homes in Northern Colorado since 1983.
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